Debt is it weighing you down? Do you
know how you even got this debt on your back? Do you know how to get out of
debt? If you answered yes to any of these question you are in the same boat as
most folks these days.
So what do
you and I do to get out of debt, I myself have been researching many different ways
to get out of debt.
1 1. Figuring out where our money is going
is the first step.
Track all your expenses for 30-90 days
2. Look for ways to cut your expenses.
Cut
anything you don’t need examples any memberships
3 3. Call your accounts and negotiate
Ask
to lower your monthly payment
Pick
a different plan that meets your budget
See
if you can get a lower interest rate
4 4. Don’t Waste
Make
a meal plan buy only what’s on the menu for the week
Shop
smart use coupons
Watch
your utilities
Turn off the lights, don’t run the water
Keep
your car maintained so you don’t waste gas
So now that you read my tips, you
thinking to yourself I already do all that and I am still BROKE! OK, so guess
what so am I but remember you’re not alone. We just have to do some more work
and with my series we will learn how to follow the Dave Ramsey program.
